Reverse engineering my life:

I think most people don’t really ever think about how they want their life to end. I’ve put a lot of thought into it. If I ever have to die, I want it to be going around an S curve twisting back the throttle on a ridiculously fast crotch rocket.
But what I’m talking about though is, what happens before that. I want to live comfortable, but not excessive. I want to live on my own terms, not on someone else’s.
How am I going to do that?
Well basically the over consumption of American consumers does sicken me. I can’t spend my life buying things I don’t need to impress people I don’t like. I simply can’t do it. I haven’t paid for a cellphone in over 2 years. My car is from 1997 and still works. It gets 25 miles a gallon which isn’t great, but isn’t enough to justify buying a new car. It needs new valve covers and it needs a new serpentine belt. It has holes in the seats but it has driven with me for over 180k miles and I can’t let the ol’ girl down by getting rid of her.
I also learned when I was young that your house is a liability. I’m making an offer on my second home, the first one was condemned…and I bought it for 1 dollar. I got rid of it in 4 months. But this house is one I plan to live in. It’s one of the few on the market right now being sold by a real person. They’re asking 134k but I’m offering 105. I expect to buy it for 117. However even if I don’t houses are getting cheaper every day and I can wait. Patience is a key to being comfortably well off, but so is knowing when to pull the trigger. I plan on living in that place for a year and then renting it out for another 29 years. If my rate is good, I will never refinance unless it makes sense to.
So I’ve started at the end, I’m working backwards now. I need my business to take off. I don’t know how to get it to start. I am just writing and putting it out there on the internet. So far I don’t have any ads. I plan on writing a book about how I went from 15k in debt with canceled credit cards to buying a house, married with a steady job and many of my personal problems resolved. I have more ideas but I don’t know…I’ve never ran a business before. I’ll figure it out. I always do. I’m Richard Spicer and my name is a brand.







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